1. Who we are

Smart Budgeting is a digital product brand operated by Ayadi LLC. We sell Google Sheets budgeting templates and digital resources designed to help women manage their finances with clarity and calm.

If you have any questions about this policy, you can reach us at hello@thesmartbudgeting.shop

2. What information we collect

When you place an order, we collect:

• Your name and email address
• Billing and payment information (processed securely by Stripe)
• Your IP address and browser type (for security purposes)

We do not collect any financial data you enter into the template. That information lives entirely in your own Google Drive and is never accessible to us.

3. How we use your information

We use your information only to:

• Process and fulfill your order
• Send you your purchase confirmation and digital download
• Respond to your support requests
• Send occasional emails if you've opted in (you can unsubscribe anytime)

We never use your information for advertising, profiling, or third-party marketing.

4. How we share your information

We share your information only with trusted service providers who help us operate our store:

• Shopify — our e-commerce platform
• Stripe — our payment processor
• Google — for Google Sheets template delivery

These providers have their own privacy policies. We never sell, rent, or trade your personal information with anyone else.

5. Cookies

Our store uses cookies to:

• Keep you logged in to your account
• Remember your cart and preferences
• Analyze how people use our store (anonymously)

You can disable cookies in your browser settings at any time.

6. Your rights

You have the right to:

• Access the personal data we hold about you
• Request correction of inaccurate data
• Request deletion of your data
• Unsubscribe from our emails at any time
• Lodge a complaint with your local data protection authority

To exercise any of these rights, email us at hello@thesmartbudgeting.shop

7. Data security

We take reasonable steps to protect your information. All payments are processed securely through Stripe and are never stored on our servers. Your budgeting data lives entirely in your own Google Drive — we have zero access to it.

8. Changes to this policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated date. We encourage you to review this page periodically.

9. Contact us

If you have any questions about this Privacy Policy, please contact us: